Privacy Policy

1. Data Controller and Contact

kapio UG (haftungsbeschränkt)

Lademannbogen 15
22339 Hamburg
Deutschland
Geschäftsführer
Martin Miersch
Register Court
Amtsgericht Hamburg
Register Number
HRB 170634
USt-IdNr.
DE346887978

2. Purposes, Data Categories and Legal Bases

Data Types
Name, email, company name, billing address, VAT ID
Purpose
Contract fulfillment, administration
Legal Basis
Art. 6(1)(b) GDPR
Data Types
Session token, IP address, user agent, timestamp
Purpose
Operation, security, error analysis
Legal Basis
Art. 6(1)(b), (f) GDPR
Data Types
Language preference, consent status, email preferences (digestEmailsEnabled)
Purpose
Platform function, communication
Legal Basis
Art. 6(1)(b) GDPR
Data Types
Name, bio, skills, industries, tools, links (website/LinkedIn)
Purpose
Profile display, matching, publicity
Legal Basis
Art. 6(1)(b) GDPR; publication: Art. 6(1)(a) GDPR
Data Types
Name, email, company, phone number, originExpertId
Purpose
Contact, personalization
Legal Basis
Art. 6(1)(b) GDPR
Data Types
stripeCustomerId, payment_method_brand/last4, payout status
Purpose
Billing/payment processing (PCI-DSS)
Legal Basis
Art. 6(1)(b) GDPR
Data Types
Participants, time, duration, text transcript (anonymous speaker labels)
Purpose
Service provision, billing, support
Legal Basis
Art. 6(1)(b) GDPR; transcription: Art. 6(1)(a) GDPR
Data Types
rating, displayName (with consent), takeaway, npsScore
Purpose
Quality, transparency, matching
Legal Basis
Art. 6(1)(f) GDPR; publication: Art. 6(1)(a) GDPR
Data Types
Events, pageviews, internal UUID, UTM (utm_source/medium/campaign, gclid, fbclid, msclkid, referer)
Purpose
Product analysis, error analysis
Legal Basis
Art. 6(1)(a) GDPR (with cookies/IDs); cookieless see section 5
Data Types
Rate limiting (IP hash), contactAttemptLogs
Purpose
Abuse protection, platform integrity
Legal Basis
Art. 6(1)(f) GDPR
Data Types
Experts: identity/tax data, revenues/transactions, bank data (DAC7/PStTG)
Purpose
Fulfillment of reporting obligations
Legal Basis
Art. 6(1)(c) GDPR

3. Legitimate Interests (Art. 6(1)(f) GDPR)

  • Digest emails: User-friendliness and timely information about new content/messages; can be disabled via digestEmailsEnabled at any time.
  • Rate limiting (IP hash, SHA-256): Abuse/attack protection with minimal data processing (no plain text IP).
  • Session tracking (IP/User-Agent): Login security, fraud detection, technical error analysis.
  • Contact detection logs: Protection of platform integrity and fairness (prevention of unauthorized direct contacts/circumvention).

Balancing of interests: The measures mentioned are necessary, proportionate and minimize data processing; no overriding conflicting interests of the data subjects are apparent.

4. Recipients/Categories of Recipients and Third Country Transfers

Service
Payment service
Country
USA
Guarantees
SCCs, EU-US Data Privacy Framework
Service
Email
Country
USA
Guarantees
DPA/SCCs/DPF; retention approx. 45 days
Service
Meetings/Transcripts
Country
USA
Guarantees
SCCs
Service
Storage
Country
EU/USA
Guarantees
SCCs
Service
Analytics
Country
EU (Frankfurt)
Guarantees
EU Cloud
Service
Analytics
Country
EU
Guarantees
Cookieless
Service
AI
Country
USA
Guarantees
SCCs
Service
AI
Country
USA
Guarantees
SCCs
Service
Push/Realtime
Country
EU
Guarantees
EU location
Service
CMS
Country
EU
Guarantees
EU location
Service
Calendar integrations
Country
USA
Guarantees
OAuth, SCCs
Service
Authority (DAC7)
Country
Germany/EU
Guarantees
legal obligation

5. Cookies, Consent and Tracking (TDDDG-compliant)

Legal bases:

  • Technically necessary cookies and similar technologies: Art. 6(1)(f) GDPR (legitimate interest).
  • Non-essential storage/access on end devices: Consent under § 25 TDDDG.
  • Analytics/Marketing: Activation only after consent.

Consent Mode v2 (Google Tags):

  • For users in the EEA, GA4/Ads tags are only triggered after consent.
  • We transmit signals according to your selection: ad_user_data, ad_personalization, ad_storage, analytics_storage.

Consent versioning:

  • The banner stores consentVersion and consentAt for traceability.

Consent categories:

  • essential: exclusively technically necessary cookies.
  • all: technically necessary + Analytics/Marketing.

Cookie/Tag Overview

Category
essential
Purpose
Session ID for guests
Duration
30 days
Consent Required
Nein
Category
essential
Purpose
Consent status
Duration
1 year
Consent Required
Nein
Category
essential
Purpose
Consent timestamp
Duration
1 year
Consent Required
Nein
Category
essential
Purpose
Login session
Duration
Session
Consent Required
Nein
Category
analytics
Purpose
EU Cloud; cookies/IDs only with consent; cookieless via EU proxy possible; autocapture/session recording disabled
Duration
variable
Consent Required
Ja
Category
analytics
Purpose
Cookieless, EU location; controllable via banner opt-out
Duration
no cookies
Consent Required
Nein
Category
marketing
Purpose
EEA-wide only after consent; Consent Mode v2 active
Duration
variable
Consent Required
Ja

6. AI/AI Services and Data Protection

Transmitted content:

  • Search queries, expert profiles, factual chat histories and transcripts with anonymized speaker labels.
  • No PII such as customer names, emails, phone numbers, payment data, calendars/availabilities or IP addresses.

AI features:

  • Expert matching (embeddings), chat search, deliberation, transcript summarization, briefing generation.

AI Access Controls (granular per organization/user; off by default):

  • allowAiAccessToChat: false
  • allowAiAccessToNotes: false
  • allowAiTranscriptSummary: false
  • allowAiAccessToDocuments: false

Automated decisions:

  • No automated individual decisions with legal effect or profiling within the meaning of Art. 22 GDPR take place.

EU AI Regulation:

  • We align AI functions with current and upcoming obligations; no high-risk applications, no prohibited practices.

7. Meetings and Transcripts

  • A live transcript is created during video calls.
  • No video or audio recordings are made or stored.
  • Only the text transcript is saved.
  • Transparency/Consent: We inform about transcription before the session begins; transcription requires active consent.

8. Payment Processing (PCI-DSS)

  • Payments (customer/expert payouts) are processed via Stripe.
  • kapio does not store credit card numbers; sensitive payment details remain with Stripe (e.g., Customer/Payment Method IDs).

9. Calendar Integrations

  • Access via OAuth (Google Calendar, Microsoft Graph), data minimization (availabilities/events).
  • Calendar contents and availabilities remain local.
  • No calendar data is sent to AI services.

10. Retention Periods

Duration
until deletion + 3 years
Justification
Statute of limitations
Duration
10 years
Justification
§ 147 AO, § 257 HGB
Duration
up to 10 years
Justification
Billing/accounting
Duration
5 years
Justification
Support, proof of service
Duration
until withdrawal
Justification
Legitimate interest
Duration
7-30 days
Justification
IT security
Duration
24 hours (automatic cleanup)
Justification
Abuse protection/minimization

11. Data Subject Rights

You have the following rights:

  • Access (Art. 15 GDPR)
  • Rectification (Art. 16 GDPR)
  • Erasure (Art. 17 GDPR, subject to retention obligations)
  • Restriction (Art. 18 GDPR)
  • Data portability (Art. 20 GDPR)
  • Objection (Art. 21 GDPR)
  • Withdrawal of consent (Art. 7(3) GDPR)

Contact for exercising rights: moin@kapio.eu

Complaint: Competent supervisory authority Hamburg or any other EU supervisory authority.

12. Minors

  • The offer is exclusively aimed at persons aged 18 and over.
  • No knowing processing of data of minors takes place.

13. Data Security (TOMs)

  • TLS transport encryption, encryption at rest (e.g., AES)
  • Role-based access controls
  • Regular backups and penetration tests
  • Training and audit logs

14. DAC7 Reporting Obligation for Experts (PStTG)

If the thresholds are exceeded (≥ 2,000 € annual revenue or ≥ 30 transactions/year), we are obliged to report annually by January 31 to the Federal Central Tax Office (BZSt):

  • Name, address, date of birth, tax ID/VAT ID, revenues/transactions, bank details

Legal basis: legal obligation (Art. 6(1)(c) GDPR).

Note: If both thresholds are not reached, the small provider exception applies.

15. Changes and Versioning

  • We update this privacy policy in case of technical or legal changes.
  • The current version and date of change are shown above.
  • Consent versions are stored separately (consentVersion, consentAt).

16. Role Clarification

  • Experts generally act as independent controllers for their own purposes (no data processing agreement).
  • External infrastructure/SaaS service providers are used as processors insofar as they act exclusively on behalf of kapio.

Last updated: January 22, 2026